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Products & Services

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Welcome to PrimeSouth Bank Business Banking!  Each business is unique and we offer customizable products for any size or shape of business.  PrimeSouth Bank’s online banking includes many features at no cost to streamline your banking so that you can get back to business!

Business Banking and Savings Products

  • Small Business Checking
    Do you own a small business that needs limited transaction volume and services? This account could work for you.
    • $100 minimum opening balance
    • Free online banking, debit card, online bill pay and telephone banking
    • No monthly service charge if daily balance remains at $2,000. Monthly service charge is $10 if daily balance falls below $2,000.
    • 150 items processed at no charge per statement cycle ($.25 for each item in excess of 150 per statement cycle)
    • Check printing charges based on style of checks ordered
    * Items processed include deposits, deposited items, checks and debit transactions 
  • Commercial Checking
    PrimeSouth Bank’s Commercial Checking account can accommodate businesses with high transaction volume and receives earnings credits based on account balance.
    • $100 minimum opening balance
    • Free online banking, debit card, online bill pay and telephone banking
    • Monthly service charge is $10 plus analysis charges per items processed ($.12 per debit, $.07 per deposited item not drawn on PrimeSouth Bank, $.02 per deposited item drawn on PrimeSouth Bank)
    • Receive earnings credit for average balances maintained in your account, which may offset some or all of the analysis charges that otherwise apply (based on average collected balance)
    • Check printing charges based on style of checks ordered
  • Interest Checking
    This is the best of both worlds. Interest checking account offered to sole proprietors and non-profit organizations.
    • $1,000 minimum opening deposit
    • Free online banking, debit card, online bill pay and telephone banking
    • No monthly service charge if daily balance remains at $1,000. Monthly service charge is $10 if the daily balance falls below $1,000
    • Earns a flat rate of interest based on daily balance
    • Check printing charges based on style of checks ordered
  • Savings Account
    Who says that only individuals need to save? You can also have a traditional savings account for your business.
    • Free online banking and telephone banking
    • $100 minimum opening balance
    • No monthly service charge if daily balance remains above $100. Monthly service charge is $5 if daily balance falls below $100.
    • Earns a flat rate of interest based on daily balance
    • No charge for first six debit transactions per month; each additional debit transaction is $1.50.
    • Checks and debit cards are not available for savings accounts.
  • Premier Commercial Money Market Account
    You can also have a commercial money market account to earn interest and still have a limited amount of check writing.
    • $2,000 minimum opening deposit
    • Free online banking, debit card, online bill pay and telephone banking
    • No monthly service charge if daily balance remains at $2,000. Monthly service charge is $12 if balance falls below $2,000.
    • Earns interest based on a tiered rate structure
    • No charge for first six debit transactions per month; each additional debit transaction is $2
    • Check printing charges based on style of checks ordered
    * For all accounts, please see Deposit Agreement and all disclosures received at account opening as well as the bank's current fee schedule for other restrictions and charges.