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Products & Services

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Welcome to PrimeSouth Bank Personal Banking!  Personal Banking products are customized for consumer use and PrimeSouth offers a wide variety of services to suit your individual needs.  With all consumer products, PrimeSouth offers online banking, telephone banking and online bill pay at no charge.

  • Consumer Time Deposits – PrimeSouth Bank offers certificates of deposit and individual retirement accounts (IRA’s).  There are terms from 30 days to 5 years to choose from depending on the maturity date that works best for you!
  • Consumer Checking and Savings Products

    Basic Checking
    Looking for a standard checking account for all ages? Basic Checking offers that and there is no service charge if the account is enrolled in e-statements.
    • Free debit card, online banking, online bill pay and telephone banking
    • $100 minimum opening deposit
    • Check printing charges based on style of checks ordered
    • No monthly charge if the account is enrolled in e-statements. Monthly service charge is $5 if the account is not enrolled in c-statcmcnts.
    Golden Horizon Checking
    PrimeSouth offers a standard checking account for customers 50 years of age or older. Monthly fees can be avoided and checks are always complimentary.
    • No monthly service charge if the daily balance remains at $100 or more. Monthly service charge is $3 if daily balance falls below $100.
    • Complimentary standard checks
    • $100 minimum opening balance
    • Free debit card, online banking, online bill pay and telephone banking
    Advantage Checking (Club Account)
    Would you like to receive rewards for having a club-style checking account? Several bene-fits including credit monitoring, ID theft insurance and cash back rewards are included ith this account.
    • Free debit card, online banking, online bill pay and telephone banking
    • Complimentary standard checks - up to 2 boxes per year
    • $100 minimum opening balance
    • Monthly service charge depends on the daily balance maintained. Monthly service charge is $7 if daily balance remains at $500 or more and $9 if daily balance falls below $500.
    • Please see bank personnel or click here for additional club benefit details.
    Classic Advantage Plus Checking (Club Account)
    If you like the Advantage club-style checking and you are 50 years of age or older, then you will love this account. It offers the same benefits but also pays interest with a ower month-ly fee.
    • Free debit card, online banking, online bill pay and telephone banking
    • Complimentary standard checks - up to 1 box per year
    • $100 minimum opening balance
    • Earns a flat rate of interest based on daily balance
    • Monthly service charge is $4 with no minimum balance requirements.
    • Please see bank personnel or click here for additional club benefit details.
    Platinum Checking
    Would you like to be rewarded for the higher balances in your checking account? This product offers above average rates.
    • $25,000 minimum opening deposit
    • No monthly service charge if the daily balance remains at $25,000.
      Monthly service charge is $15 if the daily balance falls below $25,000.
    • Earns competitive interest rate based on tiered rate structure
    • Check printing charges based on style of checks ordered
    Savings Account
    PrimeSouth Bank’s savings account allows you to save for a rainy day while also earning interest.
    • Free online banking and telephone banking
    • $100 minimum opening balance
    • No monthly service charge if daily balance remains above $100. Monthly service charge is $5 if daily balance falls below $100.
    • Earns a flat rate of interest based on daily balance
    • No charge for first six debit transactions per month; each additional debit transaction is $1.50.
    • Checks and debit cards are not available for savings accounts.
    Money Market Account
    Do you need an account for saving money with limited check writing? Check out the money market account features below.
    • Free online banking, debit card, online bill pay and telephone banking
    • $2,500 minimum opening balance
    • No monthly service charge if daily balance remains at $2,500 or more.
      Monthly service charge is $12 if the daily balance falls below $2,500.
    • Earns interest based on a tiered rate structure
    • No charge for first six debit transactions per month; each additional debit transaction is $2.
    • Check printing charges based on style of checks ordered
    * For all accounts, please see Deposit Agreement and all disclosures received at account opening as well as the bank's current fee schedule for other restrictions and charges.