Telephone Banking (283-4500):

• Available 24 hours a day to verify account balance, transfer funds between accounts or confirm recent deposit or withdrawal transactions.

Commercial Banking:

Commercial Checking:

• Minimum deposit to open account: ......................... $100.00
• Monthly maintenance fee: ............................................ $10.00
• All other charges both debits or earnings credits are determined by account analysis.

Small Business Checking:

• Minimum deposit to open account .......................... $100.00
• Monthly Maintenance Fee:
     Balance above $2,000.00 ................................. No Charge
     Balance below $2,000.00 ......................................... $10.00
• Monthly Activity Fee
     150 debit items or less per month .................. No Charge    Each debit item over 150 per month ......................... $0.25

Non Interest Bearing Accounts

Regular Checking:

• Minimum deposit to open account .......................... $100.00
• Monthly Maintenance Fee:
     Daily balance above $600.00 ........................... No Charge    Depending on daily balance ........................ $4.00 – $7.00

New Horizon Checking:

• Must be between the ages of 18 and 26 to qualify for this account.
• Minimum deposit to open account .......................... $100.00
• Monthly Maintenance Fee .............................................. $2.00
• First order of PrimeSouth Bank logo checks..... No Charge

Golden Horizon Checking:

• Must be at least 50 years of age to qualify for this account.
• Minimum deposit to open account .......................... $100.00
• Monthly Maintenance Fee:
     Daily balance above $100.00 ........................... No Charge    Daily balance less than $100.00 ............................... $3.00
• PrimeSouth Bank logo checks............................. No Charge

Club Accounts

Advantage Checking:

• Minimum deposit to open account .......................... $100.00
• Monthly membership fee based on Accidental Death and Dismemberment Insurance (AD&D)
     $10,000 AD&D ............................... $9.00 ($5.00 if over 55)    $30,000 AD&D ............................. $11.00 ($7.00 if over 55)
• Account Benefits
     Up to 400 standard wallet style checks yearly ... No Charge
     Credit Card Protection ............................................ No Charge
     Notary Service .......................................................... No Charge
     Travelers Cheques ....................................... No issue charge
     Cashier’s Checks .......... 3 per month with no issue charge
     Money Orders................... 3 per month with no issue charge

Classic Advantage Checking:

• Must be at least 50 years of age to qualify for this account.
• Minimum deposit to open account ........................... $100.00
• Monthly membership fee:
     Daily balance above $100.00............................. No Charge
     Daily balance less than $100.00................................ $7.00
• Account Benefits
     First order of special member checks............. No Charge
     Credit Card Protection......................................... No Charge
     Travelers Cheques.................................... No issue charge
     Cashier’s Checks...................................... No issue charge
     Money Orders.............................................. No issue charge
     $100,00 Common Carrier Accidental
        Death Insurance................................................ No Charge 

Classic Advantage Plus:

• Must be at least 50 years of age to qualify for this account.
• Minimum deposit to open account .......................... $100.00
• Monthly membership fee ................................................ $4.00
• Earns interest compounded and credited monthly.
• Account Benefits
     Special Membership Checks ............................ No Charge
     Credit Card Protection ........................................ No Charge
     Travelers Cheques ................................... No issue charge
     Cashier’s Checks ..................................... No issue charge    Money Orders ............................................. No issue charge    $10,000 Accidental Death Insurance ............... No Charge    $100,00 Common Carrier
          Accidental Death Insurance........................... No Charge

Interest Bearing Accounts

Now Account:

• Minimum deposit to open account ....................... $1,000.00
• Monthly maintenance fee:
     Daily balance above $1,000.00 ......................... No Charge
     Daily balance less than $1,000.00 .......................... $10.00
• Earns interest compounded and credited monthly.

Super Now Account:

• Minimum deposit to open account ....................... $2,500.00
• Monthly maintenance fee:
     Daily balance above $2,500.00 ........................ No Charge
     Daily balance less than $2,500.00 ......................... $10.00
• Earns interest compounded and credited monthly.
• Interest rates are based on the daily balance of account.

Money Market Deposit Account:

• Minimum deposit to open account ..................... $2,500.00
• Monthly maintenance fee:
     Daily balance above $2,500.00 ...................... No Charge
     Daily balance less than $2,500.00 ....................... $12.00
• Earns interest compounded and credited monthly.
• Interest rates are based on the daily balance of account.
• Account is allowed six withdrawals/transfers per monthly statement period, and only three of these may be payments to third parties.
• Monthly Activity Fee
     6 debit items or less per month ..................... No Charge    Each debit item over 6 per month ............................ $2.00

• Minimum deposit to open account .......................... $100.00
• Monthly maintenance fee:
     Daily balance above $100.00 ........................... No Charge    Daily balance less than $100.00 ............................... $5.00
• Earns interest compounded and credited quarterly.
• Account is allowed one withdrawal/transfer per month.
• Monthly Activity Fee
      1 debit items or less per month ...................... No Charge     Each debit item over 1 per month ............................. $1.50

• Minimum deposit to open an account: $1000.00
• Certificates of Deposit and IRA’s are available in a wide range of terms from 3 months to 5 years.
• Interest will be credited to your account or paid monthly, quarterly, semi-annually, annually, or at maturity as agreed upon.
• The annual percentage yield (APY) assumes that the interest remains on deposit until the maturity date
• After the account is opened you may not make any deposits into or withdrawals from the principal until the maturity date

3x5........................................$15.00
3x10......................................$25.00
5x10......................................$35.00
7x10......................................$45.00
10x10....................................$65.00