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Tap into the value of your home with a PrimeSouth Bank home equity line of credit (HELOC). Access funds as soon as costs arise — and only pay interest on what you spend. Free up credit as you repay the principal. Best of all, you only have to apply once.

  • Competitive rates for ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And much more!
  • The existing equity in your home is used as collateral
  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Funds easily available via in-person withdrawal, check, or transfer to a specified PrimeSouth Bank deposit account
  • The interest paid might be tax deductible*
  • Set up automatic payments to be deducted from your account monthly
  • Local decision-making and processing
  • Helpful, customized service throughout the entire process

*Consult a tax advisor.

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